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Privacy Policy

Last updated: 17 July 2026

SKO Formals respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store and share your information when you visit our website, create an account, place an order, contact customer support or otherwise interact with SKO Formals.

By using our website or providing your information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

Depending on how you use our website, we may collect the following information:

Personal and contact information

  • Full name

  • Mobile number

  • Email address

  • Billing and delivery address

  • City, state, PIN code and country

Account information

When you create an account, we may collect your username, encrypted password, saved addresses, wishlist items, order history and account preferences.

Order and transaction information

We may collect information about the products you purchase, selected sizes and colours, order value, discounts, payment status, delivery status, exchanges, returns and customer-support requests.

Payment information

Payments may be processed by third-party payment providers such as Razorpay or other available payment services. SKO Formals generally does not receive or store your complete card number, UPI PIN, banking password or other confidential payment credentials.

We may receive limited transaction information such as the payment method, transaction reference number, payment status and amount paid.

Technical and usage information

When you access our website, we may automatically collect:

  • IP address

  • Browser and device type

  • Operating system

  • Website pages viewed

  • Date and time of access

  • Referring website

  • Cookie and session information

  • General location derived from your device or IP address

Communications

We may retain messages, emails, product images and other information you send when contacting us about orders, returns, exchanges, complaints or general enquiries.

2. How We Use Your Information

We may use your information to:

  • Create and manage your customer account

  • Process and confirm orders

  • Receive and verify payments

  • Pack, ship and deliver products

  • Send order, payment and delivery updates

  • Handle cancellations, exchanges, returns and refunds

  • Verify product-condition images submitted for return or exchange requests

  • Provide customer support

  • Prevent fraudulent or unauthorised transactions

  • Maintain website security

  • Improve our products, services and website experience

  • Display relevant products and recommendations

  • Send promotional messages where permitted

  • Meet accounting, tax, consumer-protection and legal requirements

  • Resolve complaints and enforce our website terms

We will use personal information only for lawful purposes and only to the extent reasonably necessary for those purposes.

3. Cookies and Similar Technologies

Our website may use cookies and similar technologies to:

  • Keep products in your cart

  • Remember account sessions and preferences

  • Operate wishlist and checkout functions

  • Understand website traffic and performance

  • Prevent fraud and improve website security

  • Measure advertising or campaign performance

Some cookies are necessary for the website to function. Other cookies may be controlled through your browser or available cookie settings.

Disabling certain cookies may affect cart, login, wishlist, checkout or other website features.

4. Sharing of Information

We may share limited personal information with trusted service providers where necessary to operate our business, including:

  • Payment gateways and banking partners

  • Courier, shipping and delivery partners

  • Website hosting and security providers

  • WooCommerce and related website service providers

  • Email, SMS and WhatsApp communication providers

  • Analytics and advertising providers

  • Accountants, professional advisers and authorised representatives

  • Government, regulatory or law-enforcement authorities where legally required

These providers may use your information only for the services they perform or as otherwise permitted by applicable law.

We do not sell or rent your personal information to advertisers or unrelated third parties.

5. Marketing Communications

Where permitted, we may use your email address or mobile number to send information about new products, offers, restocks or promotions.

You may opt out by:

  • Using the unsubscribe option provided in a promotional email

  • Replying with the applicable opt-out instruction

  • Contacting us at support@skoformals.com

Transactional communications concerning an order, payment, exchange, refund or delivery may continue even after you opt out of promotional messages.

6. Data Retention

We retain personal information only for as long as reasonably necessary to:

  • Complete orders and provide requested services

  • Maintain account and transaction records

  • Handle complaints, returns and exchanges

  • Prevent fraud and misuse

  • Meet tax, accounting and legal obligations

  • Establish, exercise or defend legal claims

When information is no longer required, we may securely delete, anonymise or restrict access to it, subject to applicable law and technical limitations.

7. Information Security

We use reasonable administrative, technical and organisational safeguards intended to protect personal information from unauthorised access, alteration, loss, misuse or disclosure.

However, no website, internet transmission or electronic storage system can be guaranteed to be completely secure. Customers should protect their account passwords and immediately inform us of suspected unauthorised account activity.

SKO Formals will never ask you to provide your UPI PIN, OTP, banking password or complete card security details through email, telephone, WhatsApp or social media.

8. Your Privacy Rights

Subject to applicable law, you may request to:

  • Obtain information about personal data processed by us

  • Access your available personal information

  • Correct inaccurate or incomplete information

  • Update outdated information

  • Request deletion or erasure of information that is no longer required

  • Withdraw consent for consent-based processing

  • Opt out of promotional communications

  • Raise a grievance concerning the processing of your information

  • Nominate another person to exercise applicable rights in permitted circumstances

Some requests may be limited where retaining the information is necessary for an active order, fraud prevention, legal compliance, dispute resolution or another lawful purpose.

To submit a privacy request, contact support@skoformals.com with your registered email address or mobile number. We may request reasonable information to verify your identity before processing the request.

9. Children and Minors

Our website is intended to be used by adults or by minors under the supervision and involvement of a parent or lawful guardian.

Persons under 18 years of age should not independently create an account, place an order or submit personal information without the involvement of a parent or guardian.

If we become aware that a child’s personal information has been collected improperly, we will take reasonable steps to review and remove it where appropriate.

10. Third-Party Websites and Services

Our website may contain links to external websites, payment providers or social-media platforms. Their privacy practices are governed by their own policies.

SKO Formals is not responsible for the content, security or privacy practices of third-party websites or services that we do not control.

11. Transfer and Storage of Information

Some service providers used by SKO Formals may process or store information on systems located outside your state or outside India.

Where such processing occurs, we will take reasonable steps to use providers that maintain appropriate safeguards and will comply with applicable restrictions relating to the transfer of personal data.

12. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes to our services, technology, business practices or legal obligations.

The revised policy will be posted on this page with an updated “Last updated” date. Continued use of the website after an update will be subject to the revised policy.

13. Grievance Officer and Contact Details

For privacy questions, complaints or requests, contact:

Business/Legal Name: SKOFORMALS
Trading Name: Skoformals
Grievance Officer: Hasan Sherif
Email: support@skoformals.com
Telephone: +91 8148113174
Business Address: First Floor, Nawab Walaja Complex, Shopno 125, NSB Rd, behind Rathna Stores, Singarathope, Tharanallur, Tiruchirappalli, Tamil Nadu 620002

Consumer complaints will normally be acknowledged within 48 hours and handled within one month from the date they are received, subject to the nature and complexity of the matter.